Affordable Family Health Insurance For Children and Students
Health insurance is a complex area and it’s very easy to overlook the special needs of children and students. Finding an affordable health insurance plan that fits your needs is not always easy but, with some guidance, it is possible.
Nearly 10 years ago now Congress passed a plan entitled Title XXI, or the State Children’s Health Insurance Program [SCHIP]. This plan was aimed at dealing with the growing number of children in the United States living without any form of health insurance. Unfortunately, for many families, their income is not sufficient to afford private health insurance but is too high to apply for Medicaid. Under this state plan however the family is charged a maximum of 5% of their gross annual income and, in many cases, can receive medical treatment at no cost at all.
The cover provided under this program varies from state to state, but all states must provide a minimum of cover including such things as well-baby and well-child physicals, immunization and emergency services.
Tags: affordable health insurance, family health insurance, private health insurance